Commercial Underwriter Job Description Template

The Commercial Underwriter is responsible for evaluating and analyzing the creditworthiness and risk associated with various types of commercial loan applications. This job involves conducting financial analysis, identifying potential concerns, and making recommendations for approval or denial of loans. The Commercial Underwriter plays a critical role in managing risk for the organization while also facilitating the growth of its commercial lending portfolio.

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Job Description:

A commercial underwriter is responsible for assessing and evaluating risk factors for a company's commercial loan or insurance application. This requires a keen eye for detail, excellent analytical skills, and the ability to balance risk against profitability. The underwriter will work with a team of professionals to gather information, review financial documents and credit reports, and make recommendations for approval or rejection of applications.


  • Evaluate and assess risk factors for commercial loan or insurance applications
  • Work with team to gather information, review financial documents, and credit reports
  • Make recommendations for approval or rejection of applications
  • Ensure compliance with underwriting policies and procedures
  • Analyze financial statements, credit reports, and other sources of information to determine creditworthiness of applicants
  • Provide underwriting support and expertise to other departments and personnel
  • Maintain accurate records of underwriting decisions and related activities
  • Stay current on industry trends and changes in regulations and policies


  • Bachelor's degree in Business or related field
  • Experience in commercial underwriting preferred
  • Strong analytical and critical thinking skills
  • Excellent communication and interpersonal skills
  • Ability to work independently and as part of a team
  • Detail-oriented and organized


If you're looking for a skilled Commercial Underwriter to join your team, it's important to create an effective job posting that will attract qualified candidates. A well-crafted job description can help you find the best person for the job and increase your chances of hiring a successful employee. Here are some tips to follow when creating a Commercial Underwriter job posting.

Job Title and Overview

The first step in creating a job posting is to choose an appropriate job title that accurately reflects the position you're hiring for. In this case, the job title should be "Commercial Underwriter." Next, provide an overview of the role and responsibilities, including:

  • Evaluating and analyzing financial information and credit risk of commercial loan applicants
  • Determining loan terms and conditions that are appropriate for the borrower
  • Communicating with lenders, borrowers, and other relevant parties to gather information
  • Preparing credit reports and recommendations for loan decisions
  • Remaining up-to-date on changes in lending policies and regulations

Qualifications and Skills

Be sure to list the necessary qualifications and skills for the position. This will help you attract candidates who have the appropriate education, background, and experience. Some of the qualifications you might include are:

  • Bachelor's degree in finance, accounting, or a related field
  • Several years of experience in commercial underwriting or a related field
  • Strong analytical and problem-solving skills
  • Excellent written and verbal communication skills
  • Familiarity with industry-specific software and technology

Other Requirements

Commercial Underwriting is a high-stakes area of finance, so it's important to include any requirements related to regulatory compliance or ethical considerations. This can protect your company from liability and help ensure that the candidate understands the importance of following industry regulations. Some additional requirements might include:

  • Familiarity with industry-specific regulations and compliance requirements
  • Demonstrated commitment to maintaining ethical standards
  • Willingness to continue education and training as needed to stay current with industry standards
  • Strong attention to detail and accuracy in all work performed


Crafting a Commercial Underwriter job posting that clearly outlines the scope of the role, the required qualifications, and additional expectations can help you hone in on the right candidate for your organization. It's important to be specific and accurate in your posting, and to give potential candidates a realistic glimpse of the role and the company culture. With these tips, you should be able to put together a job posting that attracts qualified and viable candidates.

What are the essential elements of a Commercial Underwriter Job Posting?

A job posting for a Commercial Underwriter must include:

  • Job Title that reflects the job responsibilities and level of experience
  • Summary of the position highlighting the key responsibilities and expectations
  • Qualifications and skills required to be successful in the role
  • Company information and culture to attract the right candidates
  • Salary and benefits that are competitive and fair
  • How to write an effective Commercial Underwriter Job Posting?

    To write an effective Commercial Underwriter job posting:

  • Use clear and concise language that accurately reflects the job requirements
  • Focus on the essential skills and qualifications
  • Use bullet points to highlight specific responsibilities and expectations
  • Include information about the company culture and values to attract the right candidates
  • Be transparent about the salary and benefits package
  • What qualifications and skills are required for a Commercial Underwriter?

    The essential qualifications and skills required for a Commercial Underwriter are:

  • Bachelor's degree in Finance, Business Administration or a related field
  • Experience in underwriting or a related field
  • Ability to analyze financial data and make informed decisions
  • Excellent communication and interpersonal skills
  • Attention to detail and ability to work independently and as a part of a team
  • What are the important responsibilities for a Commercial Underwriter?

    The key responsibilities of a Commercial Underwriter include:

  • Assessing and analyzing loan applications for commercial clients
  • Evaluating financial data and credit history of clients
  • Preparing risk assessments and recommendations for loan approvals
  • Collaborating with loan officers and other professionals to develop solutions for clients
  • Monitoring and reporting on the performance of commercial loans
  • What is the average salary for a Commercial Underwriter?

    The average salary for a Commercial Underwriter varies depending on the location, experience level, and industry. However, the average salary range for Commercial Underwriters is between $52,000 to $85,000 per year

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