Mortgage Closer Job Description Template

A Mortgage Closer is responsible for verifying all necessary documentation and funding for a loan to be closed. They work closely with lenders, borrowers, real estate agents, title companies, and other stakeholders to ensure a smooth closing process. This job description template outlines the key responsibilities, requirements, and qualifications for a Mortgage Closer.

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Mortgage Closer

A Mortgage Closer is responsible for closing mortgage loans in a timely and efficient manner. They ensure that all legal and financial requirements are met and that all necessary documentation is completed and filed appropriately. A Mortgage Closer must have excellent attention to detail and be able to work well under pressure.


  • Review loan applications and ensure that all documents are complete and accurate
  • Prepare closing documents and coordinate with all parties involved in the mortgage transaction
  • Explain closing documents and answer any questions from borrowers
  • Ensure that all legal and financial requirements are met
  • Review final settlement statements and ensure that all fees and charges are correct
  • Coordinate the disbursement of funds and the recording of deeds and other legal documents
  • Ensure that all mortgage files are complete and accurate


  • High school diploma or equivalent
  • At least 3 years of experience as a Mortgage Closer or similar role
  • Knowledge of mortgage lending laws and regulations
  • Excellent attention to detail
  • Strong communication and interpersonal skills
  • Ability to work well under pressure and meet deadlines
  • Strong organizational and time-management skills


Mortgage closers are responsible for ensuring that all the necessary documentation and paperwork for a mortgage is in order, finalizing mortgage transactions, and ensuring that funds are disbursed to the correct parties. When creating a job posting for a mortgage closer, there are several things you should keep in mind to attract the right candidates.

Job Title and Summary

Your job title and summary should be clear and concise, and accurately reflect the role of a mortgage closer. Use terminology that candidates in the industry will recognize, such as "mortgage closer" or "loan closer." Be sure to include details about the key responsibilities of the role, such as reviewing loan files for completeness and accuracy, preparing closing documents, and ensuring compliance with regulations.

Qualifications and Requirements

Include a list of qualifications and requirements that candidates should meet in order to be considered for the role. This should include both hard skills and experience, as well as soft skills such as strong communication and organizational skills. Some examples of qualifications and requirements to include:

  • Minimum of 2 years of experience as a mortgage closer or in a related role
  • Strong knowledge of mortgage lending regulations and guidelines
  • Excellent attention to detail and ability to work independently
  • Proficient with mortgage processing software and systems
  • Strong written and verbal communication skills
  • Ability to prioritize multiple tasks and meet deadlines
  • High school diploma or equivalent required, college degree preferred


Provide a comprehensive list of the key responsibilities that the mortgage closer will be expected to perform. Some examples of responsibilities to include:

  • Review loan files to ensure accuracy and completeness
  • Prepare closing documents and ensure that all necessary documents are signed and notarized
  • Coordinate with title companies, attorneys, and other parties to ensure that closing paperwork is in order
  • Ensure compliance with all regulations and guidelines related to mortgage lending
  • Collaborate with loan officers, underwriters, and other team members to ensure smooth and efficient closing process
  • Disburse funds to the appropriate parties after closing
  • Maintain accurate and complete records of all transactions

Salary and Benefits

Provide information about the salary range you are offering for the position, as well as any benefits that are available to employees. This can include health insurance, retirement plans, paid time off, and other perks.


When creating a job posting for a mortgage closer, it is important to be as clear and specific as possible about the role and the qualifications required. By providing a thorough description of the job responsibilities, qualifications, and salary and benefits, you can attract the right candidates to apply for the position, and ultimately find the ideal person to fill the role.

What qualifications should I look for in a Mortgage Closer?

When creating a job posting for a Mortgage Closer, it is essential to look for candidates with previous experience working in the mortgage industry. Additionally, the candidate should have a high school diploma or equivalent, excellent communication skills, and proficiency with loan processing software. Some hiring managers may prefer a candidate with a bachelor's degree; however, it is not always necessary.

What are the responsibilities of a Mortgage Closer?

A Mortgage Closer is responsible for reviewing loan applications, ensuring all documentation is complete and accurate, preparing loan documents, and verifying the borrower's financial information. They work closely with Loan Originators, Underwriters, and Title companies to coordinate the loan closing process. Additionally, the Mortgage Closer is responsible for funding loans and ensuring compliance with all state and federal laws and regulations.

What experience level should I be looking for in a Mortgage Closer?

When creating a job posting for a Mortgage Closer, it is common to seek candidates with at least two years of experience in the mortgage industry. However, some employers may consider recent graduates with relevant coursework or individuals with transferable skills from other industries. Ultimately, the level of experience required will depend on the specific needs of the employer.

What soft skills are important for a Mortgage Closer to have?

In addition to technical skills, a Mortgage Closer should have excellent communication and interpersonal skills as they work closely with borrowers, loan originators, and title companies. Additionally, they should possess excellent time management skills to meet tight deadlines and prioritize tasks effectively.

What is the typical salary range for a Mortgage Closer?

The salary range for a Mortgage Closer can vary depending on the employer and the candidate's experience level. According to Glassdoor, the average salary for a Mortgage Closer in the United States is $46,000 annually, with a range of $34,000 to $63,000. Additionally, Mortgage Closers may be eligible for bonuses or commissions based on performance.

What benefits should be included in the job posting?

When creating a job posting for a Mortgage Closer, it is essential to include information about the benefits packages offered by the employer. This may include health, dental, and vision insurance, retirement plans, paid time off, and other perks such as tuition reimbursement or flexible work scheduling. Including information about these benefits can make the job posting more attractive to potential candidates.

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