Property Claims Adjuster Job Description Template

This job description template is for the role of Property Claims Adjuster. A Property Claims Adjuster is responsible for investigating insurance claims related to damages or losses that occurred to property. They review policies and assess the extent of damage, negotiate settlement amounts, and determine the validity of claims. The ideal candidate should have excellent communication, negotiation, and analytical skills, as well as strong technical knowledge of property claims handling.

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Job Overview

Property Claims Adjusters are responsible for assessing property damage and determining the appropriate amount of compensation to be paid to the policyholder.

Main Responsibilities

  • Investigate and evaluate property damage claims
  • Review policy coverage and determine liability
  • Prepare estimates for property repairs
  • Negotiate settlements with policyholders and contractors
  • Coordinate with other departments and external vendors
  • Maintain accurate records and documentation


  • Bachelor's degree in a relevant field or equivalent experience
  • State-issued adjuster license
  • Excellent communication and negotiation skills
  • Ability to work independently and manage a heavy workload
  • Analytical and detail-oriented mindset
  • Proficient in relevant software and technologies

Working Conditions

Property Claims Adjusters may work in an office environment or in the field, traveling to inspect damaged properties. They may work long and irregular hours, particularly in response to natural disasters or emergencies.


Creating a job posting for a Property Claims Adjuster is a crucial step in finding the right candidate for your organization. A well-written job posting can attract qualified candidates by providing a clear description of the job responsibilities and expectations.

Job Title and Summary

The job title should accurately reflect the position you're offering. A Property Claims Adjuster investigates insurance claims from clients who have experienced damage to their property. In the job summary, you should provide a brief overview of the position, including the primary responsibilities and requirements.

  • Job Title: Property Claims Adjuster
  • Job Summary: As a Property Claims Adjuster, you will be responsible for investigating insurance claims from clients who have encountered damage to their property. You will work closely with clients, insurance companies, and contractors to ensure that the claims are handled efficiently and effectively.
  • Job Responsibilities

    It's essential to provide a comprehensive list of responsibilities that the Property Claims Adjuster will undertake. These duties should include:

  • Investigating insurance claims related to property damage on behalf of clients
  • Conducting site inspections to assess the extent of the damages
  • Evaluating the claim to ensure that it meets the requirements of the client's policy
  • Communicating with clients, insurance adjusters, and contractors to ensure that the claim is resolved efficiently and effectively
  • Negotiating settlements with clients and third-party vendors, as needed
  • Maintaining accurate records and documentation of the claim, including photographs, estimates, and correspondence
  • Skills and Requirements

    The skills and requirements section should outline the qualifications and qualities needed for the job. These may include:

  • Bachelor's degree in a related field (such as business, accounting, or finance)
  • At least two years of experience in property claims adjusting or a related field
  • Excellent communication skills, both verbal and written
  • Strong analytical and problem-solving skills
  • Able to work independently and as part of a team
  • Proficient in the use of computer programs, including Microsoft Office and Excel
  • Salary and Benefits

    The salary and benefits section should provide a range of compensation and benefits that the successful candidate can expect to receive. This information can help you attract the right candidate for your organization.

  • Salary range: $50,000 to $75,000 per year, depending on experience and qualifications
  • Comprehensive benefits package, including medical, dental, and vision insurance
  • 401(k) retirement savings plan with employer matching
  • Paid time off, including vacation days, sick days, and holidays
  • Conclusion

    A well-written job posting is essential in attracting qualified candidates for your organization. By providing a clear description of the job responsibilities, expectations, and requirements, you can attract the right talent for your organization. Remember to highlight the salary and benefits package to make your job posting even more attractive.

    Frequently Asked Questions on Creating Property Claims Adjuster Job Posting

    Creating a well-rounded and comprehensive job posting is an integral part of the hiring process for property claims adjusters. To help you get started, we’ve compiled a list of frequently asked questions about creating a job posting for this role.

    1. What should be included in the job title?

    The job title should accurately reflect the position and attract potential candidates. We recommend including the job title and location in the title.

    2. What are the key responsibilities of a property claims adjuster?

  • Conducting on-site investigations of property damage
  • Evaluating damages and determining claim value
  • Negotiating settlements and providing counsel to policyholders
  • Maintaining accurate records and handling administrative tasks
  • 3. What qualifications and experience should be included in the job posting?

    It’s important to be specific about required qualifications and prior experience. Common requirements for property claims adjusters include:

  • Bachelor’s degree in a related field such as business, finance, or insurance
  • Licensure in the state(s) where claims will be filed
  • Prior experience in the insurance industry or related field
  • Strong communication and negotiation skills
  • 4. What benefits and perks can be mentioned in the job posting?

    Benefits and perks are a great way to attract and retain top talent. Some examples may include:

  • Health, dental, and vision insurance
  • Paid time off and holidays
  • 401(k) retirement plan with company match
  • Tuition reimbursement or professional development opportunities
  • 5. What else can be included in the job posting?

    In addition to the key responsibilities, qualifications, and benefits, consider including information about the company culture, mission, and values. This can help candidates better understand the organization and its goals.

    By following these tips and answering these frequently asked questions, you can create an effective job posting that will attract top talent for your property claims adjuster position.

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